real estate

Episode 19: Victor Romero Sums Up the Mortgage Business

There are all kinds of reasons why you’d want to know what’s going on in the residential mortgage business, even if you don’t own a home or never plan on doing so.  One of those reasons is because you’d have a good reason to have a chat with Victor Romero, who is as warm, genuine, and driven a guy as you’d ever be lucky to meet.

In any kind of business, there’s all kinds of shenanigans going on.  The U.S. residential mortgage business, in fact, is kind of notorious for shady dealings – so much so in fact that it brought the global economy down to its knees back in 2007/2008.  And it’s just at this time in history that Victor Romero decided it would be a good idea to get into the home loan business, right at the exact moment when conditions in the industry and the economy in general were as bleak as pretty much anyone could recall in living memory.

It turns out though that the time was exactly right for a return to doing business with integrity.  In hindsight, it was the perfect environment for Victor to start his career as a mortgage professional.  His approach to life, and to his business, is one of care, honesty, diligence, and perseverance – and ten years later, it’s really paid off for him.  It’s a classic story of doing well by doing good, set in modern times and in terms that most anyone can relate to.

If you’re wondering what it’s like to be successful in a business where everyone else is closing up shop, and how to prosper through it to the other side, this is an episode you’ll want to hear.  It’s a long one, about an hour and a half, because we had such a great time talking that time got away from us.  But I bet you’ll be drawn in from the first few minutes as Victor tells his story.  I’m sure you’ll love hearing it as much as I did!

VictorDRomero.com – Victor’s Web Site

 

Episode 6: Real Estate Appraisal with Kristina Campbell

In this episode of the Bay to Bay Podcast, we speak with Kristina Campbell, a licensed real estate appraiser who works exclusively in the Santa Cruz County (California) market. It was a wide ranging and engaging discussion, touching on a number of appraisal issues that will be of interest to anyone who is thinking about buying, selling, or refinancing a property. One thing that really shines through in this discussion is that appraisal is an art form – but one that is held to a very high standard by lenders, regulators, courts, and other arms of government. Ever wonder which home upgrades really deliver the most bang for the buck? How you figure out how much your “million dollar view” is actually worth? Then you’ll definitely want to download and listen to this episode of the Bay to Bay Podcast!

Need a residential real estate appraisal in Santa Cruz county? You can reach Kristina via email at coasthomeappraisal@gmail.com, or by phone at (831) 247-7223